Effective September 9, 2026. Under the No Surprises Act, health care providers are required to give patients who don't have insurance, or who are not using their insurance, an estimate of expected charges before care begins.
Your Right to a Good Faith Estimate
You have the right to receive a "Good Faith Estimate" explaining how much your mental health care will cost if you are uninsured, or if you choose not to use your health insurance to pay for services.
- You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.
- If you schedule a service at least 3 business days in advance, you must receive a Good Faith Estimate in writing within 1 business day of scheduling.
- If you schedule a service at least 10 business days in advance, you must receive a Good Faith Estimate within 3 business days of scheduling.
- You can also ask any health care provider for a Good Faith Estimate before you schedule a service.
- Make sure to keep a copy or picture of your Good Faith Estimate.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
How to Request Your Estimate
To request a Good Faith Estimate before scheduling, contact Dr. Karina Rieke directly at mindfulnessmhcounseling@gmail.com or 917-558-0796. An estimate will be provided in writing based on the anticipated frequency and cost of sessions.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.
This page summarizes federal No Surprises Act requirements for general reference and is not a substitute for legal advice.